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Swiss Retirement Simulator
Estimate your AVS, LPP and 3rd pillar income. Plan your retirement with confidence.
AVSLPP3rd PillarInstant result100% free
Your profile
CHF
44 years = full AVS pension
%
Applied to the 2nd and 3rd pillar
2nd pillar (LPP)
CHF
Shown on your pension certificate
CHF
Employee share + employer share
%
2026 legal rate: 6.8% (mandatory)
Capital × conversion rate = annual pension.E.g.: 500,000 × 6.8% = 34,000/yr.
3rd pillar (3a)
CHF
CHF
2026 max: 7,258 (employee)
The capital is spread over 20 years after retirement.Withdrawal taxation is not included.
Estimated monthly retirement income
AVS · 1st pillar
2'465 CHF
44 years contributed
LPP · 2nd pillar
2'776 CHF
Capital: 489'893 CHF
3rd pillar · over 20 years
1'187 CHF
Capital: 284'996 CHF
Estimated monthly total
6'429 CHF
per month
Replacement rate: 91%
Indicative, non-binding estimate · 2026 parameters · gross amounts before tax ·hypothetical return of 2.5%
For a personalized pension review, contact NeoFidu.