NeoFidu Blog — in English
Practical guides on Swiss taxation, accounting and self-employment in French-speaking Switzerland. This page is also available in French.
Starting Out Self-Employed in Switzerland: Which Insurances to Take (and in What Order)
Becoming self-employed means losing the employer's safety net: accident cover, sick pay, unemployment, 2nd pillar. A guide to the insurances to put in place, from legally required to recommended, in the right order.
Dividends from US Stocks: What a Swiss Resident Should Do (and Avoid)
US withholding of 30% or 15%, the W-8BEN form, Swiss taxation, recovery via the DA-1 form, and the traps to avoid (anticipatory tax, ETF domicile).
Switzerland–Canada: the agreements that matter when you emigrate
Double-taxation treaty, social security (AVS/AI, the Canadian scheme and a separate agreement with Québec), what happens to your 2nd and 3rd pillar, and inheritance: the guide to the Switzerland-Canada agreements for Swiss abroad.
Swiss lump-sum taxation: how it works, who benefits and what it really brings in
Taxation based on expenditure: definition, eligibility, calculation (CHF 429,100 federal floor, seven times the rent, control calculation), comparison between cantons and the real revenue it generates.
Withdrawing your 2nd pillar as a lump sum and moving abroad: how it's taxed
Swiss withholding tax, refunds under double-taxation treaties, and big differences depending on the destination country (Italy, France, Portugal). Comparison table and worked examples.
Why more and more Swiss people are moving to neighbouring France while still working in Switzerland
Housing costs, purchasing power, taxation and healthcare: why growing numbers of Swiss residents settle in neighbouring France while keeping their Swiss jobs, and the pitfalls to weigh.
Withdrawing your 2nd pillar to finance your business launch: pros and cons
Swiss law lets you cash out your occupational pension to become self-employed, under conditions. Requirements, tax cost, advantages, risks and pitfalls: the full guide.
LLCs and corporations: new transparency obligations from 1 October 2026
From 1 October 2026, the LTPM requires Swiss LLCs and corporations to identify their beneficial owners and report them to a new federal register. Scope, 2027 deadlines and penalties: what you need to know.
Seller financing (vendor loan) in Switzerland: a guide
What it is, how to apply it, its Swiss tax implications, advantages and risks, for business transfers and private sales alike.
Vaud's 12% initiative: what the tax cut would change for you
On 27 September 2026, Vaud residents vote on the 12% initiative. The mechanism, the 7% counter-project, the CHF 272m cost and the concrete impact on your tax bill, explained simply.
Sole proprietorship or LLC: when and at what revenue to set up your structure?
Sole proprietorship or LLC in Switzerland? At what revenue and profit should you start or switch? Comparison tables, thresholds, social charges and taxation explained.
End of crypto anonymity: Switzerland shares your data with 74 countries from 2026
From 2026, Swiss crypto platforms report client data, shared with 74 countries in 2027. Who is affected and how to get compliant.
Real Estate Capital Gains Tax in French-Speaking Switzerland: 6-Canton Comparison, Expenses and Deductions
Complete comparison of real estate capital gains tax across all 6 French-speaking Swiss cantons. Deductible expenses, reinvestment rules and optimization strategies.
June 14 vote: what would change for SMEs and self-employed in French-speaking Switzerland
On June 14, 2026, Switzerland votes on the 'No Switzerland at 10 million!' initiative. Recruitment, wages, bilateral agreements: overview of concrete consequences for entrepreneurs.
Self-Employed in Switzerland: How to Save and Invest for Retirement?
As a self-employed person, no one contributes on your behalf. Without action, your retirement comes down to AHV — roughly CHF 2,450/month max. Here's how to build real pension coverage.
Divorce in Switzerland: What Nobody Tells You About Taxes
Thinking about separating — or already going through it? Your lawyer talks custody and alimony. But who tells you about taxes? Here's everything that changes fiscally after a divorce in Switzerland.
What to Do With Your Savings in Switzerland? A Complete Guide to Making Your Money Work
Is your money sitting in a savings account earning 0.1%? In Switzerland, there are much better options — if you know about them. Here's an overview from pillar 3a to investments and pension buybacks.
Swiss Abroad: 7 Common Tax Mistakes (and How to Avoid Them)
Leaving Switzerland, coming back, or living abroad with Swiss ties? Here are the most common tax mistakes we see — and what to do instead.
Iran conflict: what impact on Swiss portfolios?
Rising oil prices, soaring Swiss franc, SMI decline: the Iran war is shaking markets. Analysis of the concrete consequences for Swiss investors and strategies to adopt.
Délais déclaration d’impôts 2025 par canton romand
Vaud, Genève, Fribourg, Valais, Neuchâtel, Jura : dates limites, prolongations et conseils pour ne pas rater votre déclaration d’impôts 2025.
Activité accessoire en Suisse : comment déclarer ses revenus complémentaires en 2026
Freelance le week-end, Airbnb, vente en ligne, cours particuliers : comment déclarer une activité accessoire en Suisse ? Seuils AVS, impôts, risques et conseils pratiques.
Personal bankruptcy in Switzerland: Parliament takes the step
The Swiss Parliament just voted a historic reform: overindebted individuals will be able to declare personal bankruptcy. Conditions, effects, and what this changes in practice.
Expat in French-speaking Switzerland: Managing Withholding Tax Without Speaking French
Are you an expat in French-speaking Switzerland and struggling with withholding tax (impôt à la source)? This bilingual guide covers everything: CHF 120,000 threshold, tax correction, refund. English service available.
Switzerland at 10 million inhabitants: fiscal and real estate impact
On June 14, 2026, Swiss voters decide on the "No Switzerland at 10 million!" initiative. Discover the concrete impacts on taxation and the Swiss real estate market.
Rent Reduction in Switzerland 2026: How to Request a Decrease Based on Reference Rate
Complete guide to requesting a rent reduction in Switzerland. Reference rate 1.25%, reduction calculation, letter template, deadlines and procedure.
Withholding Tax in Switzerland 2026: Complete Guide (Rates, Correction, Cantons)
Complete guide to Swiss withholding tax 2026. Rates by canton (Geneva, Vaud, Valais, Fribourg, Neuchâtel, Jura), tax codes A/B/C/H, correction, refund. B permit, cross-border workers, CHF 120,000 threshold. Calculator and examples.
Your First Tax Return in Switzerland: Complete Guide for Expats
Just arrived in Switzerland and need to file your first tax return? This bilingual guide explains everything: deadlines, required documents, possible deductions and pitfalls to avoid.
Real Estate Capital Gains Tax in Switzerland: Complete 2026 Guide
Selling property in Switzerland? Learn how to calculate real estate capital gains tax, rates by canton, and tips to reduce your tax bill.
Individual Taxation for Married Couples: What Changes After March 8, 2026
Swiss voters approved individual taxation on March 8, 2026. The marriage penalty is over! Discover what will change and how to optimize your situation.
Tax Fraud in Switzerland: Consequences That Can Cost You Dearly
Hiding income, forgetting to declare a bank account, filing late... The consequences can be much heavier than you imagine. Discover what Swiss taxpayers really risk for tax offenses.
Swiss Abroad: How to File Your Tax Return in 2025?
Are you a Swiss expat with tax obligations in Switzerland? Complete guide on tax returns for Swiss abroad: real estate, double taxation, online procedures.
How to Declare Cryptocurrencies in Switzerland 2026: Complete Tax Guide
Bitcoin, Ethereum, staking, NFT... How to declare your cryptocurrencies for Swiss taxes? Complete guide with concrete examples, wealth calculation, and capital gains treatment.
3rd Pillar: How to Save Up to CHF 2,500 in Taxes Per Year
The 3rd pillar remains the most advantageous tax deduction in Switzerland. Discover how to maximize your tax savings with our complete guide and free simulator.
Imputed Rental Value in Switzerland: Understanding the 2026 Reform and Abolition
Will imputed rental value be abolished in Switzerland? Learn what it is, how it's calculated, and the major changes ahead for property owners.
How to Calculate Taxes in Switzerland: Practical Guide + Simulator
Understanding tax calculation in Switzerland may seem complex. Learn how the Swiss tax system works and estimate your taxes for free with our simulator.
Cross-Border Worker and Quasi-Resident Status in Geneva: Complete 2026 Guide
Are you eligible for quasi-resident status in Geneva? Discover the conditions, tax benefits, and how to apply. Detailed guide for cross-border workers in Geneva.
3rd Pillar Comparison 2026: Bank vs Insurance – Which Is the Best Choice?
Bank or insurance for your 3rd pillar? Discover our complete 2026 comparison with best rates, pros and cons, and tips to choose based on your profile.
All Tax Deductions in Switzerland 2026: Complete List of Actual Expenses
Maximize your tax savings! Discover the complete list of tax deductions in Switzerland: professional expenses, 3rd pillar, medical costs, donations, training. Canton-by-canton guide.
2025 Tax Return: Complete Guide for Individuals in French-Speaking Switzerland
Discover all possible tax deductions and deadlines for your 2025 tax return. Detailed canton-by-canton guide with concrete examples for Vaud, Geneva, Valais, Fribourg, Neuchâtel and Jura.
Pillar 3a in 2026: Tax Optimization Strategies for Every Swiss Canton
Complete guide on pillar 3a in 2026: limits, tax benefits by canton (Geneva, Vaud, Valais, Fribourg), optimization strategies and practical cases to maximize your tax savings.
Start a Business in Switzerland 2026 — Step-by-Step Guide
LLC, AG or self-employed? Discover the steps, costs and procedures to start your business in Switzerland in 2026. Practical guide by our fiduciary experts.
VAT in Switzerland 2026: Complete Guide to Rates, Obligations and Procedures
Everything about Swiss VAT in 2026: standard rate (8.1%), reduced rate (2.6%), registration threshold, accounting methods and practical tips for SMEs and self-employed.
Remote Work Tax Deductions 2026: Complete Guide for French-Speaking Switzerland
What tax deductions for remote work in 2026? Home office, internet costs, furniture: everything you can deduct by canton (Vaud, Geneva, Valais, Fribourg).
SME Accounting: 10 Costly Mistakes (and How to Avoid Them)
The most common accounting mistakes in Swiss SMEs and their financial consequences. Practical guide for healthy bookkeeping in Vaud, Geneva, Valais and Fribourg.